How much you pay out of your paycheck is one thing. You also have to consider what you’ll pay throughout the year when you need care.

How much you’ll pay for medical coverage depends on:

The Amount of Your credit From Equitable

Your company may provide a credit to use toward the cost of coverage. If eligible, you'll see a credit amount from the Company within your pricing options for coverage when you enroll.

The Coverage Level You Choose

Bronze and Bronze Plus coverage levels may cost less per paycheck, but you will pay a higher deductible before your coverage starts paying for your health care expenses.

Silver, Gold, and Platinum coverage levels may cost more per paycheck, but you’ll probably pay less out of pocket for services throughout the year.

Learn more about coverage levels.

The Insurance Carrier You Choose

Since each coverage level is covered the same way across carriers, when you log on to Your Total Rewards at http://digital.alight.com/equitable/, it’s easy to view which insurance carrier offers the lowest cost for the same coverage. For example, if you know you want a Silver option, you will be able to see the corresponding cost each insurance carrier charges for that level of coverage. Learn more about insurance carriers here.

Important: Choose an insurance carrier whose network includes providers critical to your care. If you see an out-of-network provider, your medical insurance carrier could pay a much lower benefit—leaving you to pay the rest.

Your Dependents

You can enroll any combination of you, your spouse/eligible domestic partner, and eligible children in the option you choose.